
Smart Insurance
And much more with cutting-edge mobile telematics
Available Smart Insurance products

On-demand insurance
Rely on game-changing telematics products and provide your customers with the highest level of flexibility in choosing insurance plans. Only when they need them. Period.

Pay how you drive (UBI)
Who wouldn’t want to get better rates? Let your customers qualify for them by driving less recklessly. Monitor their behaviors with insurance telematics and encourage safety on roads.

Pay per km
product
It makes sense for low-mileage drivers to pay less in premiums than those who cover thousands of miles. Telematics will help you ensure rate fairness while acquiring low-risk customers.

Incentive programs for drivers
Make your products more targeted with the help of telematics-inspired incentive programs for low-risk drivers. These programs can be easily implemented wherever in the world you operate.
Technology behind

Mobile Telematics SDK
With plenty of operational modes and a variety of development opportunities, our smartphone SDK transforms any app into a data-driven product in a split second.

White label telematics app
Are you sick of huge upfront development costs? So are we. Save thousands of dollars by using an existing Driving app as your SaaS solution and under your company’s name.

Mobile Telematics + extensions
The pinpoint accuracy of the on-duty trip record and data analysis is now available to you with iBeacon. When combined with SDK, this stand-alone device unlocks more tracking features.

Telematics platform only
Track, collect, and analyze insights using the top-of-the-line platform by Raxel Telematics. It is device-agnostic and can be used to process data from any source, including your GPS device.
What we do for insurance
Our mission is to make a difference in underwriting, risk prevention, and customer acquisition. We double down on helping organizations carry out these processes more effectively by dint of insurance telematics solutions, behaviour analytics and telematics scoring model. Besides that, we enable insurerance companies to come up with targeted products and skyrocket profitability.
Behaviour Analytics
Our technology is a breakthrough in driver behavior analysis. It allows you, as an insurer, to measure risks based on driving behaviours and lifestyle variations to reduce the overall risk level of your portfolio.

Data that can be analyzed:
- Driven Mileage
- Annual mileage forecast
- Time in motion/on duties
- Time of driving (night, day, rush hours)
- Rapid acceleration
- Harsh braking
- Speeding
- Cornering
- Driving style consistency
- Distracted driving (incl. phone use while driving)
- Phone model
- Mode of car usage
- Vehicle utilization
- POI
- Type of transport
- Road accidents
Risk Management
Data from vehicle tracking systems can be pointless unless you use it right. We will help you process all insights so that you can keep down customer acquisition and renewal costs while establishing well-targeted communication.
Telematics risk model

Behavior modification

Value added services
What sets our technologies apart from run-of-the-mill GPS mobile trackers and behavior analysis tools is that Raxel Telematics brings value to your services. We assist you in developing customer-oriented insurance products, managing risks, and modifying driving patterns with the help of driver reward programs and advanced communication channels.
- Eco-Driving
- Customer acquisition
- Community & Parental control
- Rewarding & Competitions
- Claims verification
- Life-style analysis
What makes us different

Telematics Background
We boast solid experience not only in producing vehicle telematics solutions, but also engineering, data science, and platform development, among others.

Global
Experience
So far, our team has successfully launched many telematics projects all over the world, including the U.S., Russia, Australia, Singapore, Indonesia, Ukraine, Japan, and India.

Access to Knowleage
We believe that expert assistance is the key to breakthrough improvements. That is why Raxel Telematics works in close R&D collaboration with the world’s leading universities.

Technology
Behind
Technological times call for technologically advanced measures. Fortunately, our IoT analytics platform and mobile telematics systems have the leading edge.